Services Offered By Transcend Financial Advisors

Comprehensive Financial Planning

Financial planning includes combination of Cash Flow Management, Education Funding, Retirement Planning, Investment Asset Management, Protection Planning, Tax Strategies Planning, and Estate Planning.


Project Based Financial Planning

Perhaps you just need to work on student loans repayment planning, debt management, setting up a budget that will increase cash flow or establishing a fund for college. Maybe you want to invest and save towards retirement.  We can start to work on a single project based financial planning service to meet your immediate needs.


Business Planning

Business Employees Benefits Planning

It is vital for businesses to attract and retain quality employees. To help you accomplish that goal and achieve the greatest tax-savings, we provide group business employee benefit packages, including group disability, life insurance, and retirement plan solutions tailored for each employer’s needs. In addition, we offer training and support to meet the growing needs of employees for financial planning education, leading to their financial well-being.


Business Succession Planning

Business succession planning can be one of the most demanding periods in a business’ life cycle, particularly in a closely-held, family-owned company. We can help you to engage collectively in advance planning to relieve uncertainties, resolve conflicts, and develop solutions.

Successful strategies might include direct inheritance, a family trust, a public sale, or a buy-out by key employees. Often this last option provides the financial return needed by the owners while alleviating your concerns about the well-being of the business and the employees. Whether you are interested in one of these approaches or other plans, we offer the resources, knowledge and experience to guide you through the process successfully.


Specialized Financial Planning

Financial Planning with college bound families

Paying for college is the number one financial concern facing most parents who are planning to pay for part or full costs for their children’s education. How to pay for college without jeopardizing your own retirement? We will empower you with a plan for investing in your own retirement and saving for college, also show you ways how to pay for college while incorporating the new tax law.


Financial Planning After Divorce

Life is extremely hard while you are going through a divorce. We are here to help you reorganize your financial life as well as identify and utilize the resources available to you. This specialized financial planning process will release you from financial stress, so that you can take your time to heal and rebuild your life.


Family Succession Financial Planning

During a time of loss and grief, the estate transfer process can be difficult and costly, and making decisions during an emotional time can result in mistakes and oversights. Family Succession Financial Planning has been designed to spare beneficiaries the complications and higher costs that could otherwise arise during estate settlement.  By proactive planning and prioritization, we will work with your estate attorney to help you identify resources to meet your immediate financial needs as well as establish long-term financial stability for the entire family.


Tax Planning

Tax saving is one of the most pressing issues for most working families. There are no easy answers because while you may think it is a good idea to save on taxes today, it could lead to paying more taxes in the future, possibly for the rest of your life. We take the holistic approach of “Plan with the end in mind,” integrated with the latest software, to enable you to make informed decisions.


Cash Flow Planning

Healthy cash flow is the foundation of financial well-being. Since most people have debt of some kind, including student loans and credit cards debts, the first order of business is to find solutions to reduce debts. We can help balance your budget so you can invest while enjoying life.


Retirement Planning

There are many retirement saving vehicles: qualified vs non-qualified, Traditional vs Roth, profit sharing vs cash balance, ISO vs NQSO. We strongly believe in taking a holistic approach, taking advantage of those retirement plans’ short term and long term tax savings. We strive to help you align your money with your values.