Comprehensive Financial Planning


A comprehensive financial plan will cover 6 pillars of healthy financial life:

  • Cash Flow Management Planning
  • Risk Management Planning
  • Investment Planning
  • Retirement Planning
  • Tax Planning
  • Estate Planning

Financial planning takes a 6-step systematic process approach:

  • Step 1. Establish goals: short, medium and long term
  • Step 2. Gather current financial date: assets and liabilities
  • Step 3. Evaluate current financial position: the probability of how close you will achieve your goals
  • Step 4. Develop a financial plan: create strategies and alternatives that will help you to achieve your different goals
  • Step 5. Implement the plan: take actions based on the established plan
  • Step 6. Monitor and review your plan: revise the plan whenever circumstances changes